I want to help students at my alma mater, but don't know who is seeking financial aid. "

Optimize your portfolio while still enjoying all the protections and benefits of private student loans.

Learn More About Lending

I need a student loan, but it's hard to find an affordable rate without a credit history. "

Because our credit decisions are based on merit, such as your GPA and chosen major, affordable funding is available — even if you have no credit history.

Learn More About Borrowing

Meet Adrianna,
Future Lawyer

Discover a fresh approach to academic funding

Lend and borrow based on student merit and potential, while gaining academic and financial rewards.

We are excited to announce the beta launch of the People Capital student loan platform. During the beta period we will be waiving the application fee.

Meet Ellen,
Future Doctor

Who We Are

Founded by a team of world-class finance professionals, People Capital is dedicated to providing borrowers and lenders advantageous options.

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An evolving industry

As the global economy and credit markets shift, student lending and the peer lending industry are undergoing many changes.

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