As every college-aged person knows, education, specifically college and graduate schools, can be expensive. There are few people who are fortunate enough to be able to pay for college or graduate school on their own. Even more fortunate are students whose parents can afford to, and are willing to, pay for their children's education past high school. For everyone else, there is another option.
Education finance is just as important as midterm and final examinations for some students. Some are in a position to get federal financial aid, others are lucky enough to get scholarships. But most students take out student loans. And these loans can follow them for years, in some cases, well past their 20s. But it doesn't have to be that way. With People Capital's lending platform (and its proprietary Human Capital Score credit risk metric) many students should be able to get a reasonable student loan that works for them.
The Human Capital Score is a data-driven method for predicting a student's future potential income that uses hard data such as GPA, standardized test scores, and choice of college/major to produce a powerful and very concrete credit risk assessment for an individual student borrower. Using that assessment, People Capital's lending platform can facilitate a student loan at a manageable rate, so you can go to school and only have to worry about schoolwork.