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Finance is a word that gets thrown around a lot. It can mean a profession, an industry, a personal statement of one’s equity or something having to do with a loan. You may have heard the phrases, “finance a car” and “finance your education” But what does it all mean?

Few students can finance (in this case, pay for) their entire college tuition with their own funds. That leaves a few options. Many people rely on parental or other familial funding, others receive private scholarships. But for most students taking out a loan is the only option to finance their education.

The issue with taking out a loan, for most students, is that the have little or no credit history, which is what most banks and lending institutions use to determine creditworthiness. People Capital has a solution to this: The Human Capital Score. Using this patented method, People Capital can determine a student’s future financial worth based on data like standardized test scores, GPA, college or graduate school attending and major. That way, all students are evaluated on past, present and future merit and not just on past financial history.

Don’t let your finances get in the way of your education. Check out People Capital and the Human Capital Score today.

The online lending platform is now open for registration.

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The Peer Advantage

For Borrowers
  • Superior methodology for assessing credit risk to facilitate funding — even with no credit history.
  • Better rates compared to credit cards with low limits, near-term pay-back requirements, etc.
  • Non-conventional loan sources packaged into tax-efficient options.
For Lenders
  • Robust functionality to search, filter and match borrowers on a variety of human capital, financial and educational metrics.
  • Create a unique portfolio of select student loans using benchmark income projections and similar data.
  • Human Capital Score&trade provides a superior way to assess borrowers' relative credit risk.

Ready to learn more?

People Capital offers an innovative and affordable alternative to traditional borrowing models.

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